Getting Business Finance? Know What Your Numbers Are Saying Before the Lender Asks.

Connect your accounting data and get a clear view of your financial health, your next 13 weeks of cash, and the information you need for a more prepared funding conversation.

No credit card · Connect in minutes · 48 hours full Growth access

Connects with the tools you already use

BEFORE THE FINANCE CONVERSATION

Funding Decisions Get Easier When You Can See the Whole Financial Picture.

A profit and loss statement tells you what has happened. A finance decision also requires you to understand where the business stands now, what cash could look like next, and what the borrowed capital needs to achieve.

Where are we now?

Understand your overall financial position with Advisorli's Business Health Score and your connected financial data.

What happens to cash next?

See a rolling 13-week cash forecast and model different business scenarios before making the commitment.

Are we prepared?

Bring your financial information together in Advisorli's Loan Pack for a more structured funding conversation.

HOW IT WORKS

From Accounting Data to Funding Ready in Four Steps

CONNECT

Connect your accounting data

Securely connect Xero, QuickBooks, MYOB, Sage or Reckon, or use Advisorli's spreadsheet import. No rebuilding spreadsheets: start with the financial data your business already has.

SEE

Understand your financial position

Review your Business Health Score, financial performance and the areas that may need attention before the finance conversation.

PLAN

Look ahead 13 weeks

Use Advisorli's rolling 13-week cash flow to see upcoming cash pressure and test scenarios around the decisions you're considering.

PREPARE

Build your Loan Pack

Bring together the relevant financial information, serviceability analysis, narratives and document preparation tools in the Loan Pack.

WORKING WITH AN ACCOUNTANT OR ADVISOR?

Give Them a Better Financial Starting Point.

Funding Ready helps put the current financial position, your next 13 weeks of cash and the numbers behind the funding decision into a clearer structure.

If you're working with an accountant, business advisor or finance professional, you can use those Advisorli outputs to make the next conversation more focused on the decision, not just gathering historic information.

Advisorli provides the financial operating layer. Your professional advisor brings their experience, judgement and advice.

YOUR FUNDING READY TOOLKIT

One Financial System. Not Another Spreadsheet.

Business Health Score

See the financial condition of your business in one clear score (0–600), built from your connected financial data across profitability, cash, balance sheet strength and stability.

13-Week Cash Flow

See what could happen to cash before you commit. A rolling weekly forecast gives forward visibility and lets you explore scenarios around payments, hiring, purchases and other decisions.

Loan Pack

Turn your financial information into a structured funding application: AI-written narratives, serviceability analysis, use of funds, an 18-section completeness score and document preparation.

Optimise My Business

Find areas where cash and performance may be improved: receivables, payables, inventory, pricing and breakeven, working capital and customer profitability.

Virtual Business Coach

Ask questions about the business behind the numbers. An ongoing decision-support tool grounded in your own Advisorli financial context.

AFTER THE FUNDING

Getting Funded Is One Event. Staying in Control Is the Real Job.

Once the funding decision is made, the financial job is not finished. Cash still needs to be managed, performance needs to be monitored, and the business needs to understand whether the plan is actually working.

Stay Funding Ready

EVERY WEEK

Cash Control

Know what the next 13 weeks look like.

Review the rolling cash outlook, see what's changed and identify upcoming pressure before it becomes urgent.

EVERY MONTH

Business Review

Is the business getting financially stronger?

Review financial performance, your Business Health Score, Board Pack and key optimisation opportunities. If you work with an accountant or advisor, this becomes a natural point for a more forward-looking advisory conversation.

EVERY QUARTER

Capital Review

Are we ready for the next major financial decision?

Step back and review cash, financial health, scenarios and business value before the next major investment, refinance, expansion or capital decision.

Every Week: Control Cash. Every Month: Review the Business. Every Quarter: Stay Capital-Ready.

Get Funding Ready. Stay Funding Ready.

Because a financially prepared business shouldn't only understand its numbers when it needs money.

WHAT ARE YOU FUNDING?

Different Reasons to Borrow. The Same Need for Financial Visibility.

WORKING CAPITAL & CASH PRESSURE

Use the breathing room to strengthen the business.

If finance is helping bridge a cash-flow gap, keep the next 13 weeks visible and use Advisorli to identify the financial areas that may need attention so the business is less likely to be caught unprepared again.

GROWTH & INVESTMENT

Know whether the capital is helping create a stronger business.

If you're borrowing for equipment, people, inventory or expansion, use Advisorli to keep the financial impact visible and ground future decisions in current numbers rather than assumptions.

Your Funding Conversation Can Become a Better Business Conversation.

Funding may be the reason you start looking closely at the numbers. It doesn't have to be the last time.

Advisorli gives you a financial operating system you can keep using after the funding event, independently or as part of the ongoing conversations you have with your accountant or business advisor.

BEFORE FUNDING

Understand → forecast → prepare

AFTER FUNDING

Control cash → review performance → improve → stay ready

Try the Full Platform for 48 Hours

Connect your accounting data and instantly unlock every Growth-tier feature: board packs, AI optimisations, lender docs, valuations, and more. No credit card. No commitment.

Sign Up Free

No credit card required

Connect Your Data

Xero, QuickBooks, MYOB & more

48hrs Full Access

Unlock the entire Growth tier

After 48 hours, you keep your free account and Snapshot Report. Upgrade anytime.

Funding Ready: Frequently Asked Questions

What Advisorli does, and what it doesn't, when you're preparing for business finance

Is Advisorli a lender or finance broker?

Can Advisorli guarantee I'll receive finance?

What is the Advisorli Loan Pack?

How does the 13-week cash flow help when considering finance?

What happens after I receive the funding?

What accounting systems does Advisorli connect with?

How much does Funding Ready cost?

Can my accountant or advisor use this with me?

BE READY WHEN MONEY MATTERS

Know the Numbers Before You Make the Commitment.

Understand your financial health, see your next 13 weeks and prepare the information behind the funding decision, then keep Advisorli running to stay financially in control afterwards.

No credit card · 48 hours full Growth access

Advisorli: the Financial Operating System for SMEs and their advisors.